Seraphimsnotes

Property research firm Colliers Philippines recently reported about a sustained take-up for house-and-lot and lot-only projects in areas outside the capital region.    As people shy away but stay not too far from major cities in the Metro, key urban areas in northern and southern Luzon have become today’s favored areas. These include Pampanga, Tarlac , Bulacan, Cavite, Laguna and Batangas. Here, residential projects are between 86 percent and 97 percent sold as of the end-2021.       The pandemic has confirmed that real estate is a self-appreciating asset, no matter what.  But aside from waiting for it to appreciate, millennials can explore other ways to realize the earning potential of a home in the suburbs.   While down-payment promos and discounts still abound, millennial entrepreneurs can start buying and selling house-and-lots. But even after the pandemic, most developers will always sell units at a discounted price during the pre-selling sta...

We know, that family is the basic unit of our society. And, in Filipino culture, we value our roots. Families are well bonded with love and responsibilities for one another. Our blood ties make each member braver to cope up with lots of challenges in life. We are capable to do things, in achieving our goals to make the best version of ourselves. So, we can create a better future to support our family's dream. And, it all starts, in our very home, our abode where love and values are cultivated, and pass it over to generations. Let's think, What is the most conventional or practical  thing to do for your family? Own a house or rent. Let me share a simple story of  how do we owned a house in Cavite. And, why do I rent a small room in Cubao. I'll tell you the advantages and disadvantages of having  your own home versus renting a place from my perspective. Choosing a rent or buying a home entails a big decision that affects your financial status. You need to be ready, to stret...