The Filipinos’ picks: Home Credit PH, the Most Top Financing Brand during the 2023 holiday season.

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As the Filipinos’ longest and most-awaited holiday arrives, Home Credit Philippines (HCPH), the country’s leading consumer finance company, reveals the top commodities customers, via Home Credit, availed during the 2023 holiday season: mobile phones and tablets, home appliances, TV and electronics, and computers.

Last year, HCPH's holiday sales were outstanding, hitting PHP16.3 billion in the fourth quarter, or 32% of Home Credit's total sales in 2023. This was driven by its The Great 0% Festival and demonstrated the huge buying habits of Filipinos over the holiday season. Sales of PhP7.3 billion in December alone highlighted the last-minute shopping frenzy as people bought presents for their loved ones and themselves.

The most in-demand categories during the 2023 holiday season were mobile phones and tablets, home appliances, televisions and electronics, and computers. Mobile phones and tablets were leading the charge, comprising 53% of the total sales at PHP8.6 billion, with top brands such as Apple, Samsung, OPPO, Vivo, Honor, and Xiaomi dominating the market.

Home appliances followed closely, accounting for 15% of total sales, with brands like Panasonic, Condura, Samsung, LG, and Fujidenzo being the most popular. In the televisions and electronics category, TCL, Samsung, LG, Skyworth, and Sony stood out as the top-performing brands.


“At Home Credit, we recognize our role as a reliable partner in helping Filipinos achieve their aspirations. This is why we launched The Great 0% Festival last year, to enable them to enjoy a wide array of products through flexible installment plans with no interest—aligning with our campaign tagline, 'Laban lang, para sa life goals.' Our 2023 sales figures reflect how Filipinos embrace the holiday spirit by giving gifts to loved ones and rewarding themselves for their hard work throughout the year,” Puneet Suneja, HCPH Chief Sales Officer, said.


Home Credit’s 2024 holiday season

As the Filipinos’ longest and most-awaited holiday, Christmas is usually the season where most are excited to shop for gifts to show their love for family and friends, while also rewarding themselves. In keeping with this festive spirit, HCPH is looking at a significant increase in sales, projecting a 25% surge from last year’s PHP 16 billion.

This anticipated growth is driven by strong demand for key items available through HCPH financing during the holidays. Apart from its best-selling commodities, the company is also looking at furniture, e-bikes, sporting goods, department store merchandise, and motorcycle units as drivers of this increase. The company's forecast is based on a sales report, which showed remarkable performance in these categories from October to December last year.


Todo Pasko with Home Credit

As Filipinos’ trusted lifestyle partner, HCPH is ready to spread more festive cheer this holiday season. With the anticipated shopping rush, HCPH will once again offers exciting holiday deals and flexible installment plans, ranging from six to 24 months through its partner stores. Shoppers can enjoy 0% interest deals for a wide range of products, while eligible customers will have the option of no downpayment.

Mobile phones and tablets, household appliances, televisions and other gadgets, computers, furniture, e-bikes, sporting goods, and many other items will be easier for Filipinos to buy as presents for their loved ones and as a treat for themselves thanks to these sales.

With only one valid ID needed and a one-minute approval process, HCPH guarantees that these offers are widely available through its network of more than 15,000 partner stores spread throughout 75 provinces around the country. As a result, more Filipinos can now take advantage of the affordability and simplicity of financing their holiday expenditures.

“Many Filipinos face the challenge of getting by day-to-day, often living paycheck to paycheck. This holiday season, we want to make it easier for everyone to enjoy this festive time of the year and more meaningful by providing incredible offers and flexible deals. This way, Filipinos can fully embrace the spirit of giving—whether to themselves or their loved ones—and make this season truly 'Todo Pasko,'” Suneja concluded.

Stay tuned for exciting updates on Home Credit’s amazing offers and deals this holiday season!

To learn more about Home Credit Philippines, visit its official website, www.homecredit.ph, or check out Shoppingmall.ph to browse the latest 0% interest deals. You may also follow its official Facebook, Instagram, and TikTok accounts. 

Customers can download the Home Credit App, available on Google Play or App Store, for fast pre-approval of product installments, or talk to a Home Credit representative at any partner store.

 Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP). 

About Home Credit

Home Credit Philippines is the leading consumer finance company in the Philippines. Backed by Bank of Ayudhya Public Company Limited, the fifth largest bank in Thailand and by MUFG Bank Ltd., the largest banking group in Japan, and trusted by a strong and diverse set of banks locally and worldwide, the company plays a pivotal role in driving financial inclusion for Filipinos by expanding access to credit opportunities and transforming the consumer finance landscape in the Philippines. 

 In its 11th year, Home Credit has served 11 million customers and credited over 350 billion pesos[S(1]  worth of loans through its portfolio of products that cater to the different needs of its customers—installment financing, cash loans, credit cards, and a virtual spending limit named Qwarta. Trusted by Filipinos, Home Credit is registered with the Security and Exchange Commission and regulated by the Bangko Sentral ng Pilipinas. The company was recognized as the Best Finance Company of the Philippines in 2024 by the Asian Banking & Finance (ABF) Retail Banking Awards

 More information on HCPH is available at www.homecredit.ph.  

 

AKA: Natalie R. Tugade, Author of Seraphimsnotes Blog. Started her blogging career on 2015. She's a Lifestyle and Travel Blogger and a Health and Wellness Advocate from the Philippines. A food enthusiasts and a thallasophile. She inspires others to have a healthy lifestyle to attain optimal health, while enjoying the best things in life.

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